Effective Date: April 21, 2026

Last Updated: April 21, 2026

This Privacy Policy explains how Nimint Inc., doing business as nimint ("nimint," "we," "us," or "our"), collects, uses, discloses, and protects personal information when you access or use our website, app, waitlist, platform, and related services (collectively, the "Services").

This Privacy Policy also describes your rights and choices.

1. Scope

This Privacy Policy applies to personal information we collect:

1. when you visit our website or app;

2. when you join our waitlist or request a demo;

3. when you create an account or complete onboarding;

4. when you submit forms, invoices, contracts, or other materials;

5. when you communicate with us;

6. when you use our Services; and

7. when we receive information from service providers, partners, or other third parties in connection with the Services.

2. Personal Information We Collect

Depending on how you interact with us, we may collect the following categories of personal information:

A. Identifiers

Examples include name, email address, phone number, mailing address, username, IP address, device identifiers, and online identifiers.

B. Account, Profile, and Contact Information

Examples include business name, agency name, role or title, social account information, billing information, support communications, and account preferences.

C. Commercial and Transaction Information

Examples include invoices, agreements, campaign details, deliverables, payment terms, payment history, receivable information, transaction records, and use of our Services.

D. Financial Information

Examples include bank account information, payout instructions, payment processor information, linked account information, transaction data, and related financial records you or your authorized providers submit.

E. Verification and Compliance Information

Examples include date of birth, tax information, government-issued identification information, business verification information, sanctions screening information, fraud signals, and other information used for identity verification, compliance, fraud prevention, and security.

F. Internet or Network Activity Information

Examples include browser type, operating system, pages viewed, app interactions, referral URLs, clicks, session data, and diagnostic information.

G. Geolocation Information

Examples include approximate location derived from IP address.

H. Audio, Electronic, or Visual Information

Examples include customer support recordings, chat logs, uploaded documents, and messages.

I. Inferences

Examples include inferences drawn from the information above to help us evaluate risk, eligibility, fraud indicators, product interest, or account preferences.

We do not knowingly collect personal information from children under 18.

3. Sources of Personal Information

We may collect personal information from:

1. you directly;

2. your browser, device, or use of the Services;

3. forms, applications, uploads, and communications you submit;

4. service providers and vendors acting on our behalf;

5. payment processors, banking partners, and financial infrastructure providers;

6. identity verification, fraud prevention, and compliance providers;

7. analytics, hosting, communications, and customer support providers;

8. brands, agencies, counterparties, or other participants relevant to a transaction or receivable; and

9. public sources and legally available databases.

4. How We Use Personal Information

We may use personal information for the following business and commercial purposes:

1. to provide, operate, maintain, and improve the Services;

2. to create and administer accounts;

3. to communicate with you about the Services, updates, support, and transactions;

4. to verify identity, authenticate users, prevent fraud, and maintain security;

5. to review applications, invoices, agreements, receivables, transactions, and related activity;

6. to evaluate eligibility, pricing, product availability, and risk;

7. to process transactions, payouts, transfers, reconciliations, servicing, and collections;

8. to monitor and enforce compliance with our terms and legal obligations;

9. to troubleshoot, audit, analyze, and improve system performance;

10. to comply with legal, regulatory, tax, accounting, and reporting obligations; and

11. to market or promote our Services, subject to applicable law.

5. How We Disclose Personal Information

We may disclose personal information to the following categories of recipients:

A. Service Providers and Contractors

Including providers of cloud hosting, data storage, analytics, communications, customer support, identity verification, fraud prevention, and technical infrastructure.

B. Financial and Payments Partners

Including payment processors, banks or banking partners, settlement providers, account connection providers, money movement vendors, and others involved in facilitating the Services.

C. Counterparties and Transaction Participants

Including brands, agencies, payors, obligors, and other parties where disclosure is reasonably necessary to verify invoices, agreements, payment status, performance, receivables, or related transactions.

D. Professional Advisors

Including lawyers, auditors, accountants, and consultants.

E. Government Authorities and Legal Process

When required by law, regulation, subpoena, court order, governmental request, or to protect rights, safety, and security.

F. Corporate Transaction Recipients

In connection with a financing, merger, acquisition, reorganization, sale of assets, bankruptcy, or similar event.

G. Affiliates

Our current or future parents, subsidiaries, or affiliated entities.

6. Cookies and Similar Technologies

We and our service providers may use cookies, SDKs, pixels, local storage, and similar technologies to:

1. operate and secure the Services;

2. remember user preferences;

3. understand how users interact with the Services;

4. analyze traffic and performance; and

5. improve functionality and user experience.

You can control cookies through your browser settings. If legally required, we will honor applicable privacy preference signals such as Global Privacy Control.

7. Sale, Sharing, and Targeted Advertising

Use only one of the following versions and make sure it matches reality.

Version A: if you do not use retargeting or cross-context advertising

We do not sell personal information for monetary consideration. We also do not share personal information for cross-context behavioral advertising.

Version B: if you use Meta Pixel, ad retargeting, or similar tools

We do not sell personal information for monetary consideration. We may share certain identifiers and internet activity information with advertising or analytics partners in ways that may be considered "sharing" under California law. You may exercise applicable privacy rights by contacting us at hello@nimint.com.

8. Retention

We retain personal information for as long as reasonably necessary for the purposes described in this Privacy Policy, including to:

1. provide and improve the Services;

2. maintain business and financial records;

3. complete transactions and servicing;

4. comply with legal, regulatory, tax, accounting, audit, and reporting obligations;

5. enforce agreements; and

6. prevent fraud, misuse, and security incidents.

Retention periods depend on the nature of the information, the context in which it was collected, our legal obligations, and operational necessity.

9. Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no internet or electronic storage system is completely secure, and we cannot guarantee absolute security.

10. Your Privacy Rights

Depending on your jurisdiction, you may have the right to:

1. know the categories of personal information we collect, use, disclose, sell, or share;

2. request access to specific pieces of personal information;

3. request deletion of personal information, subject to exceptions;

4. request correction of inaccurate personal information;

5. opt out of sale or sharing where applicable;

6. limit the use of sensitive personal information where applicable; and

7. not receive discriminatory treatment for exercising privacy rights.

To submit a privacy request, contact us at:

Email: hello@nimint.com

We may need to verify your identity before processing your request.

11. California Privacy Disclosures

If you are a California resident, California law may provide you with additional rights regarding your personal information.

In the preceding 12 months, we may have collected the following categories of personal information:

1. identifiers;

2. customer records and contact information;

3. commercial information;

4. financial information;

5. internet or network activity information;

6. geolocation data;

7. audio, electronic, or visual information;

8. professional or employment-related information;

9. sensitive personal information; and

10. inferences.

We collect and use these categories for the purposes described in the section titled “How We Use Personal Information.”

We disclose these categories to the recipient categories described in the section titled “How We Disclose Personal Information.”

We do not use or disclose sensitive personal information for purposes other than those permitted by applicable law unless we tell you otherwise.

12. Do Not Track and Global Privacy Control

Our Services do not currently respond to browser "Do Not Track" signals in a uniform way. Where required by applicable law, we process legally recognized opt-out preference signals, such as Global Privacy Control, for relevant browser-based requests.

13. Third-Party Links and Services

The Services may contain links to third-party sites or services. We are not responsible for the privacy, security, or content practices of those third parties, and their terms and privacy policies apply to their services.

14. International Users

The Services are intended for users in the United States. If you access the Services from outside the United States, you understand that your information may be transferred to, stored in, and processed in the United States.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we will post the updated policy and revise the "Last Updated" date. Your continued use of the Services after the updated Privacy Policy becomes effective means you accept the changes.

16. Contact Us

Nimint Inc.

3466 Lady Hill Rd

San Diego, CA 92130

Email: hello@nimint.com